The scope of digital payments in the country has increased rapidly. From buying vegetables to paying big bills, today UPI has become the first choice of common people. But with convenience the dangers have also increased. UPI fraud cases have seen a rapid increase in recent months. Cyber criminals are taking advantage of small carelessness and emptying people’s bank accounts.
How is UPI fraud increasing?
According to cyber experts, fraudsters are now trapping people in new ways. Sensitive information is obtained from users through fake calls, fake messages, false cashback offers and fake customer care numbers. As soon as the user makes a mistake, money is withdrawn from the account within a few seconds.
Don’t make these 5 big mistakes even by mistake
1. Clicking on unknown links
Many times messages come in the name of UPI update, refund or reward. Clicking on any such link can be dangerous.
2. Disclosing UPI PIN to anyone
Banks or customer care never ask for UPI PIN. If someone asks for PIN in a call or message, then understand that it is a fraud.
3. Accepting the request without investigation
Many people accept payment requests in a hurry. Keep in mind, it is very important to understand the difference between a request to receive and send money.
4. Trusting fake customer care numbers
There are many fake helpline numbers available on the internet. Contact only on the number given on the official website of the bank or app.
5. Using UPI on public Wi-Fi
Making payments on public Wi-Fi networks can put your information at risk. It is better to avoid it.
One mistake, entire account cleared
Experts say that the most dangerous thing about UPI fraud is its speed. As soon as the fraudster gets access, he withdraws money from the account in the blink of an eye. In many cases the user does not realize until the damage has been done.
How to keep yourself safe?
Always keep UPI app updated
Use screen lock and app lock on your phone
Monitor transaction alerts
Notify the bank immediately if you notice suspicious activity
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