Money will be double. Highest interest is being received in these 3 schemes of Post Office. Know the latest rates: – ..

News India Live, Digital Desk: Post office savings schemes have once again become the center of attraction for investors looking for safe investment and guaranteed returns. According to the latest data of March 2026, the government Sukanya Samriddhi Yojana (SSY) And Senior Citizen Savings Scheme (SCSS) interest rates at their highest level 8.20% But it has been maintained.

1. Sukanya Samriddhi Yojana (SSY): Best for daughters

If you want to invest for your daughter’s future (education or marriage), then this scheme is the best.

Interest Rate: 8.20% (compounding annually)

USP: In this, the amount invested, interest received and maturity amount are completely tax free (EEE Status).

input range: Minimum of ₹250 and maximum of ₹1.5 lakh can be deposited in a year.

2. Senior Citizen Savings Scheme (SCSS): Support for the elderly

This scheme is no less than a boon for citizens above 60 years of age.

Interest Rate: 8.20% (quarterly paid)

input range: Maximum investment can be up to ₹30 lakh.

Maturity: Its duration is 5 years, which can be extended for further 3 years. Tax exemption is also available under section 80C.

3. Post Office Monthly Income Scheme (MIS): Fixed income every month

For those who want regular income every month by depositing money once, this scheme is excellent.

Interest Rate: 7.4% (paid per month)

Big Update: Now ₹ 9 lakh in individual account and Rs. 9 lakh in joint account ₹15 lakh There is facility to deposit up to Rs.

Example: If you deposit ₹15 lakh in a joint account, you will get approximately ₹9,250 Income will be assured.

Name of the scheme Interest Rate (2026) | Duration ,SSY (Sukanya Samriddhi) | 8.20% 21 years | | SCSS (Senior Citizen) 8.20% 5 years | NSC (National Savings Certificate) | 7.70% | 5 years | KVP (Kisan Vikas Patra) | 7.50% 115 months Time Deposit (5 Yr FD) | 7.50% | 5 year , PPF | 7.10% 15 years

Important advice for investors

KVP (Kisan Vikas Patra): Your money in this scheme 115 months (9 years 7 months) It doubles.

Mahila Samman Savings Certificate: This 2-year scheme, launched especially for women, is offering interest at the rate of 7.5%, which is a very good option for short term investment.