New ‘Pocket Money’ feature in GPay! Payments can be made by the entire family with a single UPI, follow the process step by step

By Samira Vishwas On Apr 11, 2026

GPay’s ‘Pocket Money’ feature allows users to add up to 5 members on a single UPI ID and even members without bank accounts can make payments.
This feature is based on NPCI’s UPI circle and secondary members can transact within regulated limits from the primary user’s account.
The setup process requires a QR code scan, setting limits, and identity verification, with a focus on security.

Payment platform owned by tech company Google In Google Pay A new feature has been launched. The name of this new feature is Pocket Money Feature. In this new feature, the entire family will be able to use a single UPI ID. In this feature you will also be able to add people in the household who do not have a bank account. It is based on NPCI’s UPI Circle feature specially designed for small payments. As the name suggests, this feature is going to work as a pocket money for kids and seniors. Let’s know how Google’s new ‘Pocket Money’ feature will work.

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Google Pay’s New Pocket Money Feature

NPCI launched the UPI circle service last year. In this one UPI account can be used by 5 members. Google’s Pocket Money feature is also based on this. In the new feature of Google Pay, 5 members of the household will be able to link their accounts. The most special thing about this new feature is that even those members who do not have a bank account will be able to use the UPI service. Rest of the members can use UPI payment only from primary member’s bank account. (Photo Courtesy – Pinterest)

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How to setup pocket money feature in GPay?

First of all you have to launch the Google Pay app on your smartphone.
Now open the app and on the profile screen you will see the UPI circle option.
Now tap on Setup Pocket Money.
Now you have to select the name or number of the person whom you want to add to the feature.
You have to scan the QR code of the UPI circle of the person whom you want to add to the UPI circle.

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Here you have to choose between the option of monthly limit or approve every payment.
Now enter your details and secondary user information and Aadhaar number.
Enter the UPI PIN here and submit the request.
After the secondary user accepts the request, the pocket money service will start.

For security reasons, each primary member must verify the identity of the secondary member. For this it is necessary to enter the ID details of the secondary user. Banks keep these details in their records to track any fraudulent transactions.