Not only Kisan Nidhi, the government is running these amazing schemes for farmers, know how to avail full benefits.

Government Schemes for Farmers: India is a farming country, where crores of farmers feed the country with their hard work. To increase the income of farmers and improve their lives, the Central Government is running not only the Pradhan Mantri Kisan Samman Nidhi Yojana, but also many other beneficial schemes. If you are a farmer, then information about these schemes is very important for you. Let us understand the top farmer schemes of the government in easy and desi Hindi.

Prime Minister Kisan Samman Nidhi Yojana

Pradhan Mantri Kisan Samman Nidhi Yojana is the most talked about scheme for farmers. Under this, financial assistance of Rs 6000 is given every year to eligible farmer families. This amount is sent directly to the farmer’s bank account in three installments. Farmers can use this money to buy seeds, fertilizers and other essential farming items. This scheme proves to be a big relief for small and marginal farmers.

Kisan Credit Card and Crop Loan Scheme

The government has started the Kisan Credit Card Scheme to save the farmers from the clutches of moneylenders. Under this, farmers get crop loans up to Rs 3 lakh at low interest rates. The interest rate is around 7 percent and additional discount is also available on timely payment. The special thing is that there is no need to mortgage land for loans up to Rs 1.6 lakh.

Prime Minister Agricultural Irrigation Scheme

Water is the biggest need in farming. Keeping this in mind, the Prime Minister Agricultural Irrigation Scheme was brought. The objective of this scheme is to provide water to every farm. Under this, modern technologies like drip irrigation, sprinklers and pipelines are promoted. Due to this, farmers do not depend on rain and crop yield also increases.

Prime Minister Kisan Maandhan Yojana

Pradhan Mantri Kisan Maandhan Yojana was started to remove the worries of farmers in old age. Under this scheme, farmers get a pension of Rs 3000 every month after the age of 60 years. Whatever amount the farmer deposits, the government also deposits the same amount. This scheme helps the farmers to live life with dignity.

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Prime Minister Crop Insurance Scheme

The fear of crop failure haunts every farmer. Pradhan Mantri Fasal Bima Yojana reduces this fear. In this, farmers can get their crops insured by paying very low premium. The government provides compensation in case crops are damaged due to natural disaster, flood, drought or pests. Due to this the farmer does not have to suffer huge financial loss.

These schemes of the government are no less than a boon for the farmers. If farmers apply on time with correct information, there can be a big improvement in both their income and life.