Now UPI payment will be available in loans also! You will get credit without card through Google Pay Flex, know how

What is Google Pay Flex: If you make daily payments through UPI, then this update is very useful for you. To make digital payments easier, Google has introduced a new digital credit card in India called Flex by Google Pay. This facility is as simple as UPI, but gives the power of a credit card. Now users will be able to pay directly by credit by scanning QR code or during online transactions without any physical card. Launched in partnership with Axis Bank, this feature not only facilitates instant payments but also offers rewards on every transaction.

Completely digital, direct integration with Google Pay

This new digital credit product of Google has been brought in collaboration with Axis Bank. The biggest feature of Flex Credit Card is that it is 100% digital and is directly integrated into the Google Pay app. That means everything from card management to expense control is all in one app.

Smart combination of UPI and credit card

Generally, for credit card payment one has to swipe the card or fill long details. But Google Flex is built on RuPay network. This means that you can scan the UPI QR code at any shop and make instant payment with your credit card, just like UPI, but with the facility of credit.

No paper hassle, approval in minutes

According to Google, the application process for Flex Credit Card has been kept very easy.

• no need to go to the bank
• no paperwork
• From application to approval, everything is online and in a matter of minutes

As soon as the card is approved, users can start using their credit limit immediately.

Rewards, EMIs and complete in-app control

Many attractive features are available with this digital card:

• Stars will be available on every payment, where the value of 1 star will be equal to 1 rupee and can be redeemed immediately.
• Big expenses can be easily converted into EMI.
• Blocking/unblocking the card, setting limits or changing the PIN can all be done in just a few clicks from the Google Pay app.

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How to get Google Flex card?

The rollout process of Google Flex has started. Currently, users can join the waitlist by going to the Google Pay app. The company says that soon it will be made available to all users across India.