EPFO is sending huge interest to your PF account, if the money comes, you will become rich; Learn the easy way to check immediately

By Samira Vishwas On Jul 16, 2026

EPFO Interest: If you have a PF account in Employee Provident Fund Organization (EPFO), then there is good news for you. The process of crediting 8.25% EPF interest in lakhs of accounts for the financial year 2025-26 has started. Union Labor and Employment Minister Mansukh Mandaviya recently announced that interest will be transferred to the accounts of about 340 million EPFO members, and updated balances will start appearing in many accounts by July 15. If you are wondering whether interest has been credited to your PF account or not, then you can easily check it in a few minutes sitting at home. Let us know in details.

The Finance Ministry has already approved 8.25% interest rate for the financial year 2025-26. As soon as EPFO deposits interest in a member’s account, its effect is directly visible on the PF balance. However, interest is not credited simultaneously in all accounts, so if there is no update in any member’s account yet, there is no need to panic. EPFO deposits interest gradually in all accounts.

Check PF balance from e-seva portal

If you want to check your PF balance, there are many easy ways to do it. First of all, you can login to EPFO Member e-Seva portal using your 12 digit UAN, password and captcha. After this, complete the OTP verification and click on the Passbook Lite option. Here, you will see complete information including your account balance, recent deposits and withdrawals, and interest.

How to check through Umang App?

It is also very easy to check your PF balance on your mobile phone. Download Umang App and link your UAN to it. After logging in, you can check not only your PF balance but also contributions, claim status and transactions of the last three months. If required, the complete passbook can also be downloaded as PDF.

How to check PF balance through SMS?

Even if you do not have internet, you can check your PF balance through SMS. To do this, send SMS “EPFOHO UAN” to 7738299899 from the mobile number registered with your UAN. If you want information in Hindi or any other regional language, then you can add the language code related to it after UAN. For example, HIN is used for Hindi, MAR for Marathi, TAM for Tamil, TEL for Telugu and BEN for Bengali. Balance information can also be obtained from missed call service.

How to check your Employee Provident Fund (EPF) passbook

Through EPFO Member Passbook Portal

Log in using your Universal Account Number (UAN) and password.
Click the Passbook tab, then click Passbook Summary.
View your monthly employee and employer contributions, interest accrued and latest available balance.

using passbook lite

Go to EPFO Member Passbook Portal.
Select the Passbook Lite option under the View tab.
Enter the required details to see a quick summary of your top five contributions, withdrawals and current balance without logging in.

Many employees have this question: Will they suffer losses if the interest credit is delayed? The answer is no. According to EPFO rules, interest is calculated every month on the running balance of the account. Even if interest appears in the account later, it continues to be calculated, meaning members do not lose interest even if there is a delay in credit.

If you have not yet received 8.25% interest in your account, then wait for a few days and keep checking your PF balance from time to time. After completion of the EPFO process, interest will be automatically added to your account.

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