Post Office Best Scheme: Invest money only once, then get Rs 10,000 every month! The powerful scheme of the post office is very special

Post Office Best Scheme: The post office operates all types of government schemes. It is also considered the safest means of investment. Along with this, it has some great schemes which also guarantee you income. In which once invested, a fixed amount can be received every month. MIS Scheme i.e. Monthly Income Scheme is one such great scheme. The government is giving excellent interest to those who invest in it. Once you invest, you can get a guaranteed monthly income of Rs 10,000.

Government takes guarantee

Post office schemes are considered the safest means of investment. Because, it is the responsibility of the government to invest in it. If you also want to invest without risk, then you can invest in this scheme. Post Office Monthly Income Scheme (POMIS) is considered very beneficial for regular income.

How can an account be opened?

Under this scheme any account, single or joint, can be opened. Under the scheme, single people can invest a lump sum of Rs 9 lakh in the account. Whereas if there is a joint account then the maximum investment can be made up to Rs 15 lakh.

Know these important rules

• At present 7.4% annual interest is available on Post Office MIS Scheme.
• The interest amount is deposited in the investor’s account every month.
• To take full advantage of this scheme, it is considered better to keep the account open till maturity.
• The account cannot be closed within 1 year of opening it.
• If the account is closed after 1 year but before 3 years, 2% of the deposited amount is deducted.
• The remaining amount after deduction is given back to the investor.

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Salary of Rs 10 thousand every month

If you want an income of around Rs 10,000 every month, then you will have to make a lump sum investment of Rs 15 lakh through a joint account in the Post Office MIS Scheme. According to the current interest rate of 7.4%, the annual interest on this investment will be Rs 1.11 lakh. That means there will be a regular income of around Rs 9,250 every month. A total of Rs 5.55 lakh will be received as interest till maturity.

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