Rules are changing from April 1, 2026, know how much the limit on utility and wallet transactions has increased:
News India Live, Digital Desk: This time, giving relief to the customers, the bank has increased the limits on which additional charges are applicable. This means that now you will be able to spend more than before and you will not have to pay additional fees.
1. Utility and Service Transactions
New limits will now apply on payment of bills like electricity, water and gas. If your monthly expenses exceed this limit, 1% fee + GST (Maximum ₹5,000 per transaction).
| Card Variant | old monthly limit | New monthly limit (from April 1) |
|---|---|---|
| YES Private Card | ₹50,000 | ₹1,00,000 |
| MARQUEE/RESERVE CARDS | ₹25,000 | ₹50,000 |
| Other Retail Credit Cards | ₹15,000 | ₹25,000 |
2. Wallet Loading Changes
Rules for loading money into digital wallets (like Paytm, Mobikwik etc.) have also been liberalized:
Up to ₹2,000: On loading up to ₹2,000 per transaction no charge It will take.
More than ₹2,000: If the amount is more than this 1% fee + GST It will take.
3. Transportation and Tolls (Tolls & Bridges)
Now toll and bridge transactions will be included in the statement “Transportation Fee” Will be shown as. The exemption limit has also been increased for:
YES PRIVATE / MARQUEE / RESERVE: Limit increased from ₹50,000 ₹75,000 Has been done.
Other Retail Cards: Limit increased from ₹25,000 ₹50,000 Has been done.
4. Other important updates (effective from January 15, 2026)
Note that some rules related to railways and fuel have already changed:
Railway: 1% charge on transactions above ₹30,000.
Fuel: 1% charge on transactions above ₹10,000.
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