Save 250 days and get Rs 54 lakh. This superhit scheme of LIC created a stir, know the complete mathematics of maturity: – ..

News India Live, Digital Desk: For investors looking for a secure future and excellent returns Life Insurance Corporation of India (LIC) ‘Jeevan Labh – Plan 936’ policy is proving to be a game-changer. The biggest feature of this plan is that in this you have to pay the premium for a limited time, while the benefits of protection and returns are available for a long time. If you save just around ₹250 daily, you can get a huge lump sum amount of up to ₹54 lakh on maturity.

Magic figure of ₹54 lakh: How does the calculation work?

To access this huge fund, you will have to adopt a special strategy:

Age: let’s say your age 25 years Is.

Policy Term: You 25 years Choose a plan with a duration of Rs.

Premium Payment (PPT): you only 16 years The premium will have to be paid only.

Sum Assured: if you ₹20 lakh Let’s take the sum assured.

Daily Investment: Your average premium is approximately ₹250 to ₹256 per day (Approximately ₹ 7,700 monthly).

Maturity Benefit: On completion of 25 years, you will get total Sum Assured + Bonus + Final Additional Bonus. ₹54.50 lakh You can get returns up to Rs.

Key Features of LIC Jeevan Labh (936):

Limited Premium Payment: You do not have to pay for the entire policy term. (Like paying only for 16 years in a 25 year policy).

Tax Benefit: on the amount invested Section 80C Under and on maturity amount Section 10(10D) Tax exemption is available under.

Loan facility: After paying premium for 2 consecutive years, you can also take a loan against your policy.

Death Benefit: If any untoward incident happens to the policyholder during the policy term, the sum assured and bonus are paid to the nominee.

Who can take this policy? (Eligibility)

CriteriaDescription
minimum age8 years
maximum age50-59 years (as per term)
Minimum Sum Assured₹2,00,000
Maximum Sum AssuredNo limit (depending on income)

Is it related to stock market?

no, this one Non-Linked There is a plan. This means that your money does not get affected by the ups and downs of the stock market, due to which your investment remains completely safe and you also get a share in the profits (bonus) of LIC along with guaranteed returns.

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