Send and receive money even without internet: Make UPI payment with *99#, know the complete method

Digital payment is increasing rapidly in India and UPI (Unified Payments Interface) Today it has become one of the most popular payment medium. Generally, sending or receiving money through UPI requires an internet connection. But sometimes there are places where mobile data or internet is not available. Even in such a situation, it is now possible to make payment through UPI.

In fact, NPCI (National Payments Corporation of India) has started a special facility, with the help of which users can do UPI transactions even without internet. Under this service, users can *99# By dialing you can send money, ask for money, check bank balance and use many other banking services.

This feature is especially beneficial in areas where the network is weak or internet access is limited. The good thing is that using this service Smartphones as well as simple feature phones Can also be done with.

What is offline UPI service

Offline UPI service one USSD based digital payment system Which does not require internet. User can avail banking services by just dialing *99# from his/her mobile.

With the help of this service you can do the following:

• send money
• requesting money
• checking bank balance
• Managing UPI Profile
• View transaction history

This facility is available in India Over 83 banks and 4 telecom operators Works with.

Key Features of Offline UPI Service

How to activate offline UPI service in phone

If you want to use UPI without internet, then you have to activate it in your mobile first.

Activation Steps

1. From the mobile number registered with your bank Dial *99#।
2. From the options displayed on the screen Choose your preferred language।
3. after this Enter IFSC code of your bank।
4. Select the bank account you want to link.
5. now your Last 6 digits and expiry date of debit card Enter.
6. The service will be activated after completion of verification.

How to send money through UPI without internet

After the service is activated, you can transfer money in the manner given below.

1. in your mobile Dial *99#।
2. Send Money Select option.
3. Choose a transfer method such as:
   • UPI ID
   • mobile number
   • Saved Contact
4. Enter recipient information.
5. Enter the amount to send (up to ₹5,000).
6. Check all details.
7. Confirm payment by entering UPI PIN।
8. You will get a confirmation message after the transaction is completed.

If you want to stop this service then You can also deactivate it from the menu by dialing *99#.

Benefits of offline UPI payment

1. No internet required

This service works even in areas where data connectivity is weak or nonexistent.

2. Work on any mobile phone

use this feature Both smartphones and feature phones But it can be done.

3. Secure Transaction

To complete every payment UPI PIN It is necessary to register, so that security is maintained.

4. Fast and easy process

Money can be transferred instantly without downloading the app or even having an internet connection.

Things to keep in mind while using offline UPI

• Do not share UPI PIN with anyone.
• Before sending money, please check the recipient’s information.
• The phone’s battery should be sufficient during the transaction.
• Some banks may charge small fees on transactions, so get information first.

Frequently asked questions

Why is offline UPI payment useful?

It is extremely useful for places where internet is not available or the network is weak.

Is offline UPI secure?

Yes, every transaction UPI PIN and Encryption Is secured through.

Can I see transaction history?

Yes, transaction history can be viewed through the menu by dialing *99#.

Is there any limit?

usually per transaction up to ₹5,000 There is a limit of Rs., although it may vary depending on the bank.

The *99# based offline UPI service is making digital payments more accessible. With this, people can now easily make digital payments even in rural areas or areas with weak networks. Although its transaction limit is up to ₹5,000, it can still prove to be a very useful option for small everyday payments.