SIP Mutual Funds: Increased investor confidence in SIP despite market volatility; Crossed the 3 lakh crore mark

• SIP crossed three lakh crore mark for the first time
• Investors showed long-term resilience in 2025
• Increasing share of SIPs in equity funds

SIP Mutual Funds: Fluctuations in the stock market are nothing new. Between booms and busts, investors are often in doubt whether to invest or hold back. However, one thing that is clear in 2025 is that instead of panicking, investors are moving forward with discipline. Hence investing through SIP i.e. Systematic Investment Plans has set a new record. This habit of investing a fixed amount every month is no longer just an option, but the preferred choice of millions of investors.
Despite the downturn in the market, investors did not stop SIPs, but continued to invest with confidence. Due to which the investment in the stock market has increased.

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As a result, inflows into mutual funds through SIPs will cross Rs 3 lakh crore for the first time in 2025. This change shows that Indian investors are now taking a long-term view. In the first 10 months of 2025, SIPs accounted for 37% of the total investment in active equity schemes, compared to just 27% in 2024. This clearly shows that investors now consider regular investments to be safe, even in risky markets. A significant portion of SIP investments go into equity mutual funds. Almost 80% of the total SIP investments were invested in active equity schemes.

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Experts say SIPs are particularly suitable for asset classes with high volatility. More interestingly, the number of active SIP accounts decreased slightly in 2025. The total number of active SIP accounts was 100 million in November 2025, which was 103 million in December 2024. This was due to the fall in the market at the beginning of the year and data cleaning by fund houses. Despite this, rising investment amounts are boosting investor confidence. Which is seen increasing investment in Indian stock market.