The tension of daughters’ education and marriage is over! Now you will get such a strong return on Sukanya Samriddhi Yojana

New Delhi: If you also invest your hard-earned money in post office or government savings schemes, then this news is very important for you. The Central Government has announced the new interest rates of Small Savings Schemes for the first quarter (April to June) of the financial year 2026-27. According to the official notification released on Monday, the government has taken a major decision not to make any change in the interest rates of these schemes for the 8th consecutive time.

What are the new instructions for investors?

According to the information released by the Finance Ministry, the interest rates for the period from April 1, 2026 to June 30, 2026 will remain exactly the same as they were in the previous quarter. This simply means that amid market fluctuations and inflation concerns, the government has chosen to keep investors at the current level. This stability may be comforting for those looking for fixed returns, although some investors were expecting interest rates to rise.

How much benefit will be available on PPF and ordinary savings?

Public Provident Fund (PPF), which is considered to be the most reliable and popular means of safe investment, customers will continue to get interest at the rate of 7.1 percent as before. At the same time, if you keep money in the ordinary savings deposit of the post office, then there too you will continue to get the old interest of 4 percent. This step of the government is important for those middle class families who prefer risk-free investments.

Sukanya Samriddhi and NSC interest rates

‘Sukanya Samriddhi Yojana’ (SSY), launched for the secure future of daughters, still remains one of the most attractive options for investors. The government has maintained the high interest rate of 8.2 percent available on this scheme. This is a relief for parents who want to create a large fund for their daughters’ education and marriage. On the other hand, investors will continue to get 7.7 percent interest on National Savings Certificate (NSC), while the rate on three-year term deposits also remains stable at 7.1 percent.

Status of Kisan Vikas Patra and Monthly Income Scheme

There has also been no change in the status of ‘Kisan Vikas Patra’ (KVP), famous for investment in rural and semi-urban areas. Those who invest money in this will get 7.5 percent interest and the maturity period of their investment will be only 115 months. Apart from this, the ‘Monthly Income Scheme’ (MIS) meant for the elderly and those seeking regular income will also continue to be paid at the rate of 7.4 percent. It is noteworthy that the government last changed some rates in the fourth quarter of 2023-24, after which the status quo has remained on the interest rates front for the last two years.