These schemes of Post Office are very useful for more returns, women will become rich: Post Office Scheme

Post Office Scheme: Investing money is a good habit but everyone is afraid to invest the hard-earned money. Women especially are very cautious while investing money. This is why people have the best investment To make people aware of the schemes, many schemes are being run by the Government of India. Which are completely original and authentic. Some popular schemes focus on women's economic development. These plans or schemes are Indian post office Are being operated by. Through these post office schemes, women can earn higher returns by investing with minimum amount. If you are also thinking of investing your money somewhere, then know about these schemes of the post office, which are especially designed to benefit women.

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Mahila Samman Saving Certificate

This scheme was launched on 1 April 2023 and is open for investment only till 31 March 2025. You can deposit a maximum of Rs 2 lakh in this account. This scheme has been started to increase the participation of women in the investment sector. The current interest rate for Mahila Samman Savings Certificate is 7.5 percent. Any woman and girl's guardian can invest under this scheme.

Post Office Savings Account

This is an ideal savings plan for women to invest their money and get a great interest rate. Any adult woman can open this account singly or jointly. Even a minor girl can avail the benefit of this scheme. You can open this account with just Rs 500. Also you can withdraw Rs 50 from this account. There is no limit to invest in this, you can deposit any amount. Four percent interest is available on the amount deposited in Post Office Savings Account. By investing in this scheme you can also avail tax benefits.

Recurring Deposit

Post Office Recurring Deposit Scheme is a scheme with a tenure of 5 years. The minimum investment in this can be started from Rs 100 and there is no maximum limit on investment. Women can invest their money in this scheme every month. Post Office Recurring Deposit Scheme offers an interest of 6.70 percent. Interest is calculated on a quarterly basis. After a period of five years, the interest amount is paid along with the principal amount. The interest paid in post office is higher as compared to RD in banks. This can be the best option for women who can deposit a small amount every month.

Also read: There will be no worries from daughter's education to marriage, just open this account: Sukanya Samriddhi Yojana

Post Office Time Deposit Scheme

Like fixed deposits in banks, time deposit scheme is also being operated in post offices. In this scheme, the amount is deposited for a fixed period at a pre-determined interest rate. This is a better option for women to get higher returns on their investment. In Post Office Time Deposit Scheme, money can be deposited for one year, two years, three years and five years. The highest interest rate on FD of one year will be 6.9 percent, on FD of 2 years it will be 7 percent, on FD of 3 years it will be 7.1 percent and on 5 year fixed deposit the highest interest rate will be 7.5 percent. The government revises the interest rate every quarter. In this, women can start investing Rs 1000 and there is no maximum limit for investment. Under this scheme, women can open more than one account.