YES Bank Credit Card: Rules are changing from April 1, 2026, know how much the limit on utility and wallet transactions has increased

News India Live, Digital Desk: This time, giving relief to the customers, the bank has increased the limits on which additional charges are applicable. This means that now you will be able to spend more than before and you will not have to pay additional fees.1. Utility and Service Transactions: New limits will now be applicable on payment of bills like electricity, water and gas. If your monthly spend exceeds this limit, 1% charge + GST ​​will be levied (maximum ₹5,000 per transaction).Card VariantOld monthly limitNew monthly limit (from April 1)YES Private Card₹50,000₹1,00,000MARQUEE / RESERVE Cards₹25,000₹50,000Other Retail Credit Cards₹15,000₹25,0002. Wallet Loading Changes: The rules for loading money into digital wallets (like Paytm, Mobikwik etc.) have also been liberalized: Up to ₹2,000: No charges for loading up to ₹2,000 per transaction. Above ₹2,000: 1% charge + GST ​​will be levied on the amount exceeding this.3. Transportation & Toll Fees (Tolls & Bridges) Toll & Bridge transactions will now be shown as “Transportation Fee” in the statement. The discount limit has also been increased for: YES PRIVATE / MARQUEE / RESERVE: The limit has been increased from ₹50,000 to ₹75,000.Other Retail Cards: The limit has been increased from ₹25,000 to ₹50,000.4. Other Important Updates (Effective from January 15, 2026)Note that some rules related to Railways and Fuel have already changed:Railways: 1% charge on transactions above ₹30,000.Fuel: 1% charge on transactions above ₹10,000.