You will get Rs 2,32,044 in just 2 years, this much will have to be deposited

With the aim of financially empowering women, the Indian Government has launched Mahila Samman Saving Certificate Scheme. This scheme is run by the Post Office and women get safe, guaranteed and high returns. MSSC is an attractive scheme, which is especially suitable for women who want to grow their savings with safe and assured returns. Know here about the important aspects and benefits of this scheme.

Key Features of MSC Scheme

Mahila Samman Certificate Scheme is a special savings scheme only for women which can be opened by visiting the post office. The objective of this scheme is to financially empower women and promote their savings.

maturity period

The maturity of this scheme is only 2 years, that is, after investing, your investment becomes mature within 2 years.

interest rate

Investment in this scheme gives 7.5% annual interest rate, which is fixed and guaranteed. This interest rate is considered quite attractive compared to the current market rates.

Minimum and Maximum Investment

You can start investing in this scheme with a minimum of ₹1000, while the maximum investment limit is ₹2 lakh. That means a maximum of Rs 2 lakh can be invested in one account.

Another important benefit in this scheme is that after one year you can partially withdraw up to 40% of your deposit. This feature helps you meet unexpected financial needs, further increasing the flexibility of this plan.

In whose name the account can be opened

Under Mahila Samman Saving Certificate Scheme, account can be opened in the name of any woman. Additionally, accounts can also be opened in the name of minor girls, with the guardian managing the account. This scheme is applicable till 31 March 2025, under which you can open an account.

Returns available in MSSC scheme
This scheme not only provides security to women but also provides high returns. Let us understand with some investment examples:

If you invest ₹2,000, you will get ₹2,320 after 2 years.
An investment of ₹5,000 will yield ₹5,801 after 2 years.
An investment of ₹10,000 will yield ₹11,606 after 2 years.
On an investment of ₹50,000 you will get ₹58,011 after 2 years.
If you invest ₹1,00,000, you will get ₹1,16,022 after 2 years.
A maximum investment of ₹ 2,00,000 will give a return of ₹ 2,32,044 after 2 years.