Volkswagen Virtus— Volkswagen Virtus is known for its strength and premium features in the mid-size sedan segment in the Indian automobile market. If you are planning to buy a powerful German engineered car this year, then there are excellent finance options available on its base variant Comfortline. Complete details of on-road price and loan calculation of this car in Delhi are given below.

Volkswagen Virtus: Bring home this luxury sedan with a down payment of just Rs 2 lakh, know how much will be the monthly EMI in Delhi

Virtus Comfortline: Complete maths of price and tax

The ex-showroom price of the base variant (Comfortline) of this Volkswagen sedan is Rs 10,50,000. But as soon as it comes out of the showroom, many types of taxes and charges are added on it. According to Delhi’s RTO rules, around Rs 1,11,620 will have to be paid as registration tax on this.

Apart from this, an insurance premium of approximately Rs 39,470 and TCS charge of Rs 10,500 will also be added for the protection of the vehicle. Including other minor charges, its on-road price in Delhi ranges from around Rs 12.12 lakh to Rs 12.27 lakh.

• Ex-showroom price: ₹10,50,000
• Registration (RTO): ~₹1,11,620
• Insurance: ~₹39,470
• On-Road Price (Delhi): ~₹12.12 lakh

EMI Calculator: How much installment on down payment of ₹2 lakh?

If you finance this car with a down payment of Rs 2,00,000, then you will have to take a loan from the bank for the remaining amount (about Rs 10.12 lakh). If the bank gives a loan for 5 years (60 months) at an interest rate of 9% to 9.8%, your monthly installment will be as follows:

“For a loan of Rs 10.12 lakh at an interest rate of 9.8%, you will have to pay an EMI of around Rs 21,412 every month. In total, in 5 years, you will pay the bank around Rs 2.72 lakh as interest.”
— Finance Expert, New Delhi

Why is it special in the mid-size sedan segment?

Volkswagen Virtus directly competes with cars like Hyundai Verna and Honda City. The 1.0 liter TSI petrol engine available in it not only gives mileage but also excellent performance. In terms of safety, it has received a 5-star rating from Global NCAP, making it one of the safest cars on Indian roads. Its ride quality makes it an ideal choice in Delhi’s busy traffic and expressways.