Mule Account Scam: The offer of earning Rs 25,000 every month can be costly, cyber thugs are cheating like this, know how to avoid it

By Samira Vishwas On May 23, 2026

Mule Account Scam: Mule accounts are such bank accounts which are used by cyber criminals for wrongful money transactions. Fraudsters transfer the money earned through theft or fraud through these accounts, so that no one suspects them.

symbolic picture

Mule Account Scam: Nowadays, many people receive such messages on their mobiles, in which it is claimed that they can easily earn Rs 25,000 every month sitting at home. But in reality it is a trap of cyber thugs. Criminals lure people into their trap and then make the money disappear from their bank accounts within a few minutes. If you also get such messages, then you need to be very cautious.

What is mule account?

Mule accounts are bank accounts that are used by cyber criminals for fraudulent money transactions. Criminals transfer the fraudulently earned money here and there through these accounts, so that no one suspects them. This is the reason why it becomes very difficult to reach the criminals in such cases.

How do cyber thugs trap people?

Cyber criminals post attractive advertisements for high earnings on social media and Telegram groups.
People fall prey to the greed of earning quick money and trust these offers.
Many times they also share their bank details, UPI information or other important information.
After this the fraudsters empty their bank account and the victim has to suffer a huge loss.

How to protect yourself?

Never trust any unknown message or advertisement immediately, especially when it talks about earning more money with less effort.
Do not share your banking information, internet banking password, UPI PIN or SIM card information with any stranger.
Apart from this, also keep distance from fake Telegram groups and unknown links.

Read this also-Char Dham Yatra Cyber Fraud: Danger of cyber fraud increased in Char Dham Yatra, people are being made victims in the name of helicopter booking and VIP darshan.

What to do if you are cheated?

If you accidentally become a victim of cyber fraud, do not panic.
Immediately lodge a complaint by calling the National Cyber Helpline number 1930.
Loss can be reduced by complaining at the right time.
Always be cautious because only your alertness can save you from big financial losses.