RBI MPC Meeting: Governor Sanjay Malhotra said – Repo rate remains at 5.25%, GDP growth estimate reduced to 6.6%

RBI MPC Meeting 2026 Updates: The Monetary Policy Committee has recently concluded its much-awaited meeting. In this important meeting, important decisions related to the country’s economy and banking system have been taken. The most important thing is that the bank has decided not to make any changes in the main interest rates. This has brought great relief to customers taking home loans and other loans.

After this meeting, Chief Sanjay Malhotra shared detailed information and figures on the current state of the economy. He said that the bank has taken an important decision to keep the policy stance neutral. Apart from this, new revised estimates have also been issued regarding the country’s GDP growth rate. This important step has been taken with utmost care keeping in mind the rising inflation in the market.

Repo rate remains at 5.25%

RBI in its recent meeting has taken an important decision to maintain the repo rate at 5.25%. This means that the interest rate on loans received by banks from the Reserve Bank will remain the same. Due to this, there will be no increase in EMI of loans like home loan and auto loan. This is being considered a huge and wonderful relief for the common man.

Along with keeping interest rates stable, RBI has declared the policy stance neutral. The neutral stance means that the central bank can change rates as needed in the future. This decision has been taken very thoughtfully keeping in mind the market conditions. This will make it much easier for the bank to deal with any future economic shocks.

New estimate of GDP growth

Sanjay Malhotra told during his press conference that India’s GDP growth rate has been revised. Now the new estimate of growth rate has been reduced to 6.6% which was slightly higher earlier. This decline in growth rate is due to many different domestic and international economic factors. However, even with 6.6% growth rate, the country’s economy will continue to grow strongly.

Impact of repo rate 5.25% on the market and common man

Repo rate remaining stable at 5.25% will benefit those people whose loan EMI is going on. Banks will no longer put any new and additional burden on customers by increasing interest rates, which will keep the household budget balanced. At the same time, the growth rate being 6.6% may have some impact on some new employment opportunities. According to experts, neutral policy will provide long term stability to the economy.

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It has become very clear from this important meeting that the Reserve Bank of India is working very carefully. The GDP estimate being 6.6% indicates that new challenges may arise regarding investment and production. Despite this, the entire banking system of the country is strong and ready to face any crisis. Controlling market inflation will be the main goal in the coming times.