Big decision of EPFO: 8.25% interest will come in PF accounts this month, more than 7 crore employees will get the benefit.

By Samira Vishwas On Jun 19, 2026

There is news of great relief for crores of employed employees of the country. The Central Government has proposed for the financial year 2025-26 by the Employees Provident Fund Organization (EPFO). 8.25 percent interest rate Permission has been granted. After this decision across the country More than 7 crore PF account holders The interest amount is likely to be deposited in the accounts this month.

After getting the approval from the government, the Employees Provident Fund Organization will now start the process of transferring the interest amount directly to the members’ accounts. This will provide financial benefits to lakhs of employees and their long-term savings will increase significantly.

Finance Ministry gave final approval

The approval of the Finance Ministry is required before implementing the interest rate decided by EPFO, because the Government of India is the final guarantor of the Employees Provident Fund Scheme.

According to sources, the Finance Ministry has appointed the highest decision making body of EPFO. Central Board of Trustees (CBT) The 8.25 percent interest rate fixed by has been approved. After this, on the instructions of the Labor Ministry, EPFO can start depositing the interest amount in the accounts this month.

8.25 percent interest for the third consecutive year

before this 2 March 2026 Union Minister of Labor and Employment Mansukh Mandaviya In the meeting of the Central Board of Trustees held under the chairmanship of, 8.25 percent interest rate was fixed for the financial year 2025-26.

This is the third consecutive year that EPFO has maintained the interest rate at 8.25 percent. Even before this, interest was given to the employees at the same rate in the years 2024-25 and 2023-24.

Interest will be available soon with the new system

EPFO has further strengthened its digital system in recent years. Through the new technological platform, the interest amount will now be deposited directly into the members’ accounts with greater speed and transparency than before.

With the implementation of the new system, employees will not have to wait for long and the process of updating interest in the account will become easier than ever.

Crores of employees will get direct benefits

Crores of employees associated with the Employees Provident Fund Scheme across the country deposit a part of their salary in the PF account every month. The annual interest received on this amount strengthens the future financial security of the employees.

After government approval approx. More than 7 crore EPFO members Will take advantage of this decision. Interest will be automatically credited to the accounts of employees whose PF accounts are active. There will be no need to make any separate application for this.

How were the interest rates in the last years?

EPFO interest rates have been changing from time to time.

Financial year 2025-26: 8.25%
Financial year 2024-25: 8.25%
Financial year 2023-24: 8.25%
Financial year 2022-23: 8.15%
Financial year 2021-22: 8.10% (lowest level in four decades)
Financial year 2020-21: 8.50%
Financial year 2019-20: 8.50%
Financial year 2018-19: 8.65%
Financial year 2017-18: 8.55%
Financial year 2016-17: 8.65%
Financial year 2015-16: 8.80%

It is clear from these figures that the interest rate has remained stable in the last few years, due to which the employees have been getting the benefit of safe and reliable investment.

Employees will be saved and strengthened

Experts believe that an interest rate of 8.25 percent can be considered satisfactory for the employees in the current economic circumstances. EPFO is one of the safest and most trusted social security schemes in the country, where employees get the benefit of attractive interest along with regular savings.

After the approval of the government, now crores of employees are waiting for the interest amount in their PF account, which can be visible in their accounts this month. This decision is being considered an important step towards further strengthening the long-term financial security of the employees.