Don’t worry if a tree falls on your car during monsoon, in this easy way the insurance company will pay the full amount.

Tree Fall Damage Settlement Proces: Monsoon season provides relief from the heat but also creates many problems for car owners. During rainy days, it becomes very difficult to park the car safely due to strong winds and water logging on the roads. Many times, even new vehicles get completely broken due to falling trees during strong storms, causing huge financial loss. If such an accident ever happens to your car, then immediately inform your insurance company without any delay. Let us understand in an easy way how in such a situation you can take the insurance claim of your car from the company.

In normal car insurance, when the car is old, you have to pay from your pocket due to the worn out parts. Whereas if there is zero depreciation cover, the insurance company itself bears the entire cost of the replaced parts. You only have to pay a small filing fee, which completely saves you from huge losses.

How to claim?

• If a tree falls on your car, then first of all make a photo and video of that place, because these evidences are most useful in getting the claim passed.
• After this, inform your insurance company about the accident within the next 24 to 72 hours.
• Don’t make the mistake of getting it repaired yourself until the company’s surveyor comes and checks the car.
• Get your car towed at an authorized service center of the company only.
• Keep in mind that if you start repairs without the company’s permission, your claim may also be rejected.

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Take special care of these things

• While making a car insurance claim, immediately inform the company about the accident and always tell the exact details to the surveyor.
• If there is damage due to falling of trees on government land and you want compensation from the government, then definitely file an FIR.
• Park the car in a safe or covered place during monsoon.
• The most important thing is that your policy should be active and all premiums should be paid, because the company does not pay claims when the policy expires.