Lucknow. Rural women of Uttar Pradesh may get an opportunity to start their own source of earning. Through Lakhpati Didi Yojana, an initiative has been taken to provide training, financial information and financial assistance to women associated with self-help groups to start business.
The focus of this scheme is not only to connect women with employment but also to provide them the necessary skills and financial assistance to pursue small businesses. Training opportunities are provided in activities like tailoring, dairy, handicrafts, agriculture related work, digital banking and drones.
Loan up to Rs 1 lakh without interest
There is also a provision of interest free loan up to Rs 1 lakh for eligible women associated with self-help groups in UP. This amount is given in phases. The first installment is Rs 20 thousand, the second is Rs 30 thousand and the third is Rs 50 thousand. Timely payment of the previous amount is necessary for the next installment.
Which women can avail the benefits?
According to the information given for the scheme, the applicant must be a resident of Uttar Pradesh, be between 18 to 55 years of age and be associated with a self-help group. The annual income of the family should not exceed Rs 3 lakh. Families of government employed members and income tax paying families have been excluded from eligibility.
What needs to be done to apply?
Women who are not yet associated with SHG can get information from the local self-help group or the concerned block office. Documents like Aadhaar/identity card, residence and income proof, bank passbook, mobile number and photo may be required for the application.
After scrutiny of the application, eligible women can be linked to the relevant training. Further loan process is completed as per the business need and plan. This can help women to start their own business or expand their existing activity.