Aadhaar-Bank linking is necessary to avail the benefits of government schemes. Your subsidy and pension may not get stuck.

By Samira Vishwas On May 21, 2026

If you want to get the money of PM Kisan, LPG subsidy, pension or any other government scheme on time, then this news is very important for you. In recent times, the process of sending benefits directly to bank accounts through Direct Benefit Transfer (DBT) has been made more mandatory by the government. So, if your [आधार संख्या] If it is not linked to your bank account, your government financial assistance may get stuck.

Why is it important to link Aadhaar with bank account?

DBT system is now used in most of the government schemes (like PM Kisan, scholarship, ration, pension etc.). This means that the benefit amount is deposited directly into the beneficiary’s bank account which is theirs. [आधार संख्या] Is connected to. If there is any discrepancy between Aadhaar and bank account information or linking has not taken place, there may be problems in money transfer. Even in new schemes like ‘Annapurna Bhandar’ of West Bengal, it has been made mandatory to link the bank account with Aadhaar for benefits.

How to check your linking status sitting at home

You can very easily find out whether your bank account is linked to Aadhaar or not:

First of all go to the official website of UIDAI.
There, go to the ‘Aadhaar Services’ section and click on the option ‘Check Aadhaar & Bank Account Linking Status’.
now yours [आधार संख्या] Enter and complete the verification through OTP received on the registered mobile number.
After submission, it will be visible on the screen to which bank your Aadhaar is linked and whether it is active for DBT or not.

You can also complete this process through your mobile browser or mAadhaar App.

What to do if there is no link?

If your status is showing ‘Not Linked’, then immediately go to your bank branch and get ‘Aadhaar Seeding’ done. Nowadays most of the banks also provide this facility online through net banking, mobile banking or ATM.

Other reasons for stuck money

Sometimes money does not arrive despite the bank account being linked. The main reason for this could be the difference in information between bank and Aadhaar. Make sure that your name, date of birth and mobile number are same in both the places. If you are not getting OTP, it means that the old mobile number is registered in your Aadhaar. In such a situation, you will have to first go to the Aadhaar center and get your mobile number updated.