If you deposit ₹ 1,25,000 in a 5-year FD of Bank of Baroda, how much return will you get?

By Samira Vishwas On Apr 22, 2026

Bank of Baroda: If you want safe and good returns, then you can also invest in 5 year fixed deposit (FD) of Bank of Baroda. This can be an excellent option. Nowadays, while there are ups and downs in the share market, your money remains completely safe in FD and you also get good returns at the fixed interest rate. If you deposit an amount of ₹ 1,25,000 in Bank of Baroda’s FD for 5 years, then how much interest will you get and what will be the maturity amount? This can be understood. One can estimate returns with calculations done in simple language.

Interest on 5 year FD
According to the official website of Bank of Baroda, Bank of Baroda is currently offering 6.00 percent interest to general customers on FD schemes with a tenure of more than 5 years and up to 10 years, while it is offering 7.00 percent interest to senior citizens. Similarly, Super is also giving 7.00 percent interest to senior citizens. The interest rate varies depending on the bank and tenure, so check the current rate before making the deposit.

Calculation of return on deposit of ₹1,25,000 in FD
As of today, as a normal customer, if you deposit Rs 1,25,000 in Bank of Baroda’s FD with a tenure of 5 years, then according to the bank’s FD calculator, you will get a return of ₹ 43,357 on maturity. Including the investment amount and returns then you will have a total of ₹1,68,357. If you are a senior citizen (60 years of age or above) and deposit Rs 1,25,000 in a 5-year tenure FD of Bank of Baroda, then according to the calculation you will get a return of ₹ 51,847. That means the total amount on maturity will be Rs 1,76,847.

FD is a safe investment option in which you deposit a lump sum amount in the bank and lock that money for a fixed period of time. During this period the bank gives you interest at the pre-decided interest rate. The interest rate is much higher than a normal savings account and does not change throughout the tenure. At the time of deposit, you get to know how much interest you will get and how much total money you will get back on maturity.