ATM New Rules: If your account State Bank of India (SBI) If you are then this news is useful for you. In the rules of ATM and cash withdrawal related to some accounts of the bank 1 October 2026 There is going to be a change. In such a situation, customers who withdraw money from ATM several times a month will have to keep in mind the new free transaction limit. After exceeding the limit, you may have to pay a fee prescribed by the bank.
What things should SBI customers keep in mind?
The impact of the new rules is especially Basic Savings Bank Deposit (BSBD) Account And Salary Account Will be applicable on some ATM transactions related to. Therefore, it will become important for customers to keep track of how many times the ATM is being used in a month.
Withdrawal of cash from BSBD account 4 times will be free
Every month to the customers of BSBD account opened through the branch 4 free cash withdrawals Facility will be available. After these free withdrawals, if the customer withdraws cash again, prescribed charges may be applicable.
As per the given rules, on withdrawing cash from ATM after the free limit is over. ₹15 plus GST A fee may apply. That means, before using ATM, customers should keep an eye on their monthly transaction limit.
Free transaction limit will also change for salary account holders (ATM New Rules)
An important change has also been reported for SBI Salary Account customers. ATMs and Automated Deposit and Withdrawal Machine (ADWM) of other banks from October 1, 2026 But the limit of free transactions done through debit card is being reduced.
Where in the first month such customers 10 free transactions were met, whereas in the new system this number 5 transactions Will remain. Therefore, salary account customers using ATMs of other banks will have to be especially careful.
Not only withdrawing money, these tasks will also be included in the limit
It is important to understand one more thing regarding the free transaction limit of ATM. This does not only include cash withdrawal transactions. Balance Inquiry and Mini Statement Non-financial services can also be counted towards the free transaction limit.
That is, if a customer repeatedly checks balance at ATM or withdraws mini statement, then he will also have to take care of his available free limit.
How much will be charged after the free limit is over?
According to the new charges mentioned, after the free limit on ATMs of other banks for customers linked to salary account is over. ₹23 + GST on cash withdrawal A fee may apply. Whereas for non-financial transactions ₹11 + GST The charge has been stated.
Therefore, it would be better for customers to use their bank’s ATM whenever possible and avoid repeatedly withdrawing balance check or mini statement from ATM unnecessarily.
Know the new rule before October 1
SBI is one of the largest banks in the country and crores of customers use its different types of accounts. In such a situation, even small changes related to ATM charges can affect a large number of customers. If you have Salary Account or BSBD Account in SBI, then Fees applicable from 1 October 2026 and your free transaction limit It will be beneficial for you to understand this in advance.