Country’s leading and leading non-banking financial company Bajaj Housing Finance Ltd has released the financial results for the second quarter of the current financial year (Q2 Results 2026). Living up to the expectations of market experts and investors, the company has registered an impressive growth in its profits and total income. After these strong results just before the festive season, the eyes of investors and stock market experts are now fixed on this stock. Let us know every big and important thing related to the September quarter results of Bajaj Housing Finance.
Profit increased by 18% to ₹757 crore
According to the data released after the market closed on Friday, October 16, the net profit of Bajaj Housing Finance in the quarter under review (July-September 2026) on an annual basis. 18% increase to ₹757 crore It is done. In the same quarter of the last financial year, the company had earned a profit of ₹643 crore. The company’s board meeting started at 2 pm and the results were officially announced at 3:55 pm after the market closed. This stock gained marginally on the day of results. ₹83.36 But it was closed. The total market cap of the company was recorded at ₹69,458 crore during this period. However, its all-time high so far has been ₹188.50 and low of ₹72.65.
Tremendous jump in total income and net interest income (NII)
The company has seen all-round growth in its business:
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Total Income: Company’s total income increased by 18% to ₹2,748 crore in September quarter ₹3,251 crore It’s done. In this, interest income increased from ₹ 2,614 crore. ₹3,052 crore But has reached.
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Net Interest Income (NII): Company’s NII (Net Interest Income) increased by 10% to ₹956 crore ₹1,055 crore Done.
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Net Total Income: This figure increased by 15% to ₹1,090 crore ₹1,254 crore were recorded. Additionally, income from fees and commission also increased from ₹69 crore. ₹125 crore But reached.
AUM increased to ₹1.58 lakh crore, loan distribution also increased
Assets under management of Bajaj Housing Finance i.e. Huge increase of 25% in AUM has been recorded, and it has increased ₹1.58 lakh crore. It has reached ₹1.27 lakh crore in the same period a year ago. The company disbursed new loans worth ₹19,935 crore during the quarter, which is 25% higher than the same period last year.
If we look at the company’s portfolio till September 2026:
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Home Loan AUM: ₹85,224 crore
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Loan Against Property (LAP): ₹16,382 crore
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Lease Rental Discounting (LRD): ₹37,988 crore
State of expenditure, provisioning and asset quality
Operating Expenses of the company increased from ₹214 crore to ₹239 crore. At the same time, loan loss and provisioning expenses came down to ₹35 crore, which was ₹43 crore last year. Provisioning is the amount that is kept aside to meet possible losses.
Talking about asset quality, the company’s Gross NPA (GNPA) increased marginally to 0.29% (which was 0.26% last year), while Net NPA (NNPA) absolutely stable at 0.12% Remained. Furthermore, the company’s liquidity coverage ratio stood at 146.25% and capital adequacy ratio at 21.24%, indicating strong financial security.