EPFO New Rule: Limit for withdrawal of PF money fixed! Will be able to withdraw money from UPI, know when this rule will be implemented

By Samira Vishwas On Apr 24, 2026

EPFO Update 2026: The limit for withdrawal of money has also been fixed in the new rules of EPFO. According to which, employees will not be able to withdraw their PF amount together. It is necessary to keep at least 25 percent of the amount in the account.

EPFO New Rule: Employees Provident Fund Organization (EPFO) is preparing to make major changes by May 2026. This is good news for crores of account holders. After the implementation of the new rule, the process of withdrawing PF money from the account will become much easier. Because by the end of May, the service of withdrawing PF through UPI will start. According to the report, the process to start the service has been completed. Know everything here.

Why is this rule necessary?

The reason behind implementing this rule is that if a PF account holder needs money in an emergency, then he will not need to fill the form. You will be able to get money immediately through UPI. Along with this, a limit will also be fixed. So that the employee does not spend his saved capital quickly. Save money for the future also. Along with this, some more schemes can be implemented, which will further strengthen the rules of PF, pension and insurance.

New rule may come into effect by the end of May

EPFO’s new digital system can be implemented by the end of May and permission to withdraw money from UPI can be given. Whereas at present there is no provision to withdraw money through UPI. Employees have to struggle a lot to withdraw PF. The government is preparing to speed up the PM system in the digital age. After this rule is implemented, EPFO account holders will be able to send money directly to their account through UPI by logging in with their UAN, filling OTP. What will happen with this is that we will be able to avoid paperwork also.

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How much money will you be able to withdraw?

The limit for withdrawal of money has also been fixed in the new rules of EPFO. According to which, employees will not be able to withdraw their PF amount together. It is necessary to keep at least 25 percent of the amount in the account, that is, you can withdraw only 75 percent of your money. The reason behind setting the limit is to save for retirement. That means now money will be transferred directly to your account without any hassle.