Nominee Check: The facility of adding a nominee is provided while opening an account in the bank. If the account holder dies due to any reason, the role of nominee can be important in the process of getting the amount in the account. However, many people do not check to see if they have added a nominee to the account after opening it years ago. Now you can get this information at home with the help of mobile or net banking without going to the bank branch.
Nominee means a person appointed by the account holder to claim the amount deposited in the bank after the death of the account holder. Usually people nominate their parents, spouse or children. So it is necessary to keep the nominee details updated in the account.
How to check from mobile?
Follow the below procedure to know whether the nominee has been added to your bank account or not.
-
First of all login to your bank's official mobile app or net banking.
-
Then go to 'Account Details' or 'Service Request' section.
-
Here find 'Nominee Details' or 'Manage Nominee' option.
-
Clicking on this option can show nominee details in your account.
-
If the nominee's name appears, check the details. If the name does not appear or the nominee is not registered then complete the process of adding new nominee details as per the convenience of the bank.
What to do if online facility is not available?
If the Nominee Check option is not available in your bank's mobile app or net banking, visit the nearest bank branch. There you can know the status of nominee with passbook, identity card and required details. The relevant form provided by the bank can also be filled to add a nominee.
Pay special attention to these things
Name, affiliation and other necessary information should be correct in nominee's details. Update new details with bank if nominee needs to be changed due to marriage, family status or any other reason. Also, use your bank's official app or website only and do not share the OTP or password with anyone.