New ‘Auto-Reset’ Cyber ​​Fraud Alert: Phone suddenly resets, bank account emptied within minutes

New Delhi: A new cyber fraud has surfaced in Mumbai where scammers allegedly gain remote access to smartphones, trigger automatic resets, and steal money from linked bank accounts. In a recent case, a CISF personnel reportedly lost around Rs 95,000 after his phone was remotely compromised.

How does the ‘Auto-Reset’ scam work?

According to cyber experts, the scam usually begins with a malicious link sent through WhatsApp, SMS, email, or social media platforms. Once the victim clicks the link or unknowingly grants permissions, fraudsters allegedly gain remote access to the smartphone.

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The attackers can then monitor OTPs, banking alerts, emails, passwords, and digital wallet details in real time.

Phone resets, apps disappear

One of the most alarming aspects of the fraud is the sudden resetting of the device. Victims reportedly find their apps missing or their phones wiped without warning.

By the time users realize something is wrong, scammers may have already withdrawn money from linked bank accounts using stolen credentials and OTPs.

CISF jawan loses nearly Rs 95,000

In one reported incident from Mumbai, a CISF jawan allegedly lost around Rs 95,000 after cyber criminals accessed his smartphone remotely.

Investigators believe the fraudsters obtained sensitive banking information before triggering the device reset, making it difficult for the victim to react immediately.

Why fraud is dangerous

Cyber ​​experts warn that this scam is particularly dangerous because victims often do not notice suspicious activity in the early stages. Since the smartphone remains physically with the user, many assume everything is normal while attackers continue operating remotely.

Sensitive information at risk includes:

• Banking and UPI details
• Email accounts
• OTPs and verification codes
• Saved passwords
• Digital wallet information
• Personal messages and contacts

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How to stay safe

Authorities and cybersecurity experts have advised users to remain cautious online and follow basic safety measures:

• Avoid clicking suspicious links received through messages or social media
• Download apps only from official app stores
• Regularly check app permissions
• Keep smartphone software updated
• Enable app locks, biometrics, and two-factor authentication for banking apps

Cyber ​​threats becoming more advanced

Experts say cyber fraudsters are constantly developing new methods to target smartphone users. With digital banking becoming more common, awareness and caution are now considered the strongest defense against online financial scams.