New EPFO ​​Portal: Big news for PF account holders! These 10 big rules changed as soon as EPFO ​​portal changed, it is important for you to know

Employees Provident Fund Organization (EPFO) has completely changed its technical system and started a new age ‘Centralized IT Enabled System’ (CITES), which has been named EPFO ​​2.0. This is being considered as the biggest digital reform ever in the history of PF. The direct objective of this new platform is to simplify claim settlement, increase transparency and quickly provide services to more than 34 crore PF account holders of the country.

Let us understand in simple language what are the major benefits to the employed people from this new change:

1. PF interest will now be available faster

The biggest and immediate good news for account holders is that now they will not have to wait long for the annual interest. The interest received at the rate of 8.25% for the financial year 2025-26 (FY26) (which comes to approximately Rs 1.44 lakh crore), will be auto-processed and verified through the new system. It is expected that by July 15, this increased balance will start appearing in the passbooks of all members.

2. All facilities under one roof

EPFO has now consolidated the scattered systems and created a ‘Unified Member Portal’. This means that now you will not have to make separate rounds. Whether you want to check PF balance, know the status of claim, see pension service records or membership details, you will get everything on a single digital platform.

3. Claiming has become very easy

Now filling the form to withdraw PF money has become easier. In the new system, the form will be ‘automated pre-validated’ even before it is submitted. With this, if there is any mistake in the form, you will know immediately and you will be able to correct it before submitting it.

Now it will be clearly visible on the portal that how much money you are entitled to withdraw for which need. With this, people will not pay much amount and the tension of claim rejection will end.

If your PF account is completely KYC compliant and verified, then the auto-settlement limit for advance claim has been directly increased from Rs 1 lakh to Rs 5 lakh. This means that now even big amounts will be processed very fast.

If EPFO ​​needs any information during claim processing, you can answer it online only. There is no need to visit any office.

The money will be directly credited to your bank account on the same day it is approved.

Earlier the rule was that interest was given only from the month of claim till the last day of the previous month, but now the entire interest till the date on which your payment is approved will be added.

4. Rules for withdrawing money became easier

By changing the old complex rules for withdrawing money, 13 different categories have now been divided into only 3 main categories:

• bare Necessities
• household needs
• special circumstances
• Now according to the rules, members can withdraw up to 75% of their total PF balance.

5. PF will be automatically transferred on change of job.

This is the biggest relief for those who change jobs. If your (Aadhaar Redacted)-linked Universal Account Number (UAN) is active, then the PF money will be automatically transferred from the old company to the new company. Now the headache of filing separate transfer application for this is over.

Apart from this, now help can be taken from any PF office in the country. At the same time, EPS pensioners can also now submit their Life Certificate in any PF office and get their pension in any bank account through the new centralized pension payment system.

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