Invest ₹55 in this great scheme, ₹3000 will keep coming every month; Without a government job, husband and wife will be able to get double benefits!
Everyone is worried about old age. Whether the job is in a multinational company or in the unorganized sector. In both the cases, neither pension nor old age security is available. Although people working in factories, companies or government jobs somehow manage to manage their old age, people in the unorganized sector like rickshaw pullers, vegetable vendors, daily wage laborers and people working in homes do not have enough income to plan for the future. Targeting this problem, Pradhan Mantri Shram Yogi Maandhan Yojana was brought, which removed the worries of the special section. The most special thing about this scheme is that you can be free from the tension of old age by depositing just Rs 55 in the scheme because in the scheme, a monthly pension of Rs 3,000 is given every month at the age of retirement.
PM Shram Yogi Maandhan Yojana
In the year 2019, Pradhan Mantri Shram Yogi Maandhan Yojana was started in which only those working in unorganized sectors have been included. People who earn their living by doing small jobs at home. Street vendors, street vendors, rickshaw pullers, construction workers, agricultural labourers, cobblers, washermen and weavers etc. have been included.
- People between the age of 18 years to 40 years can invest in PM Shram Yogi Maandhan Yojana. There is also a condition of the scheme that the monthly income should be Rs 15,000 or less.
- People who are already associated with any government scheme. Are members of EPFO, ESIC or NPS. Are income tax payers. They cannot take advantage of the scheme.
View this post on Instagram
How much money will have to be paid every month
Under PM Shram Yogi Maandhan Yojana, you can invest a minimum of Rs 50 and a maximum of Rs 200. Whatever money you contribute to the Maandhan Scheme, the government will also contribute the same amount equally. The amount of interest received in this scheme depends on the age of the beneficiary.
Suppose your age is 18 years, then on joining PM Maandhan Yojana, you have to pay only Rs 55 per month, the remaining Rs 55 will be contributed by the government to your pension. In this way, Rs 110 will be deposited in your account every month. If you join at the age of 29, you will have to invest Rs 100, while those at the age of 40 will have to pay a premium of Rs 200 every month.
How to join this pension scheme
Investment in Pradhan Mantri Shram Yogi Maandhan Scheme has to be made only till the age of 60. As soon as you enter the 61st year, investment in the scheme stops and pension of Rs 3,000 starts every month. The method of applying for this scheme is also easy. You do not have to do any separate paperwork, you just have to contact the nearest public convenience center i.e. Common Service Center.
prepare these documents
To apply for PM Maandhan Pension Scheme, you must have Aadhar card, registered mobile number, a savings bank account or Jan Dhan account. If all the documents are ready then you can go to your nearest Common Service Center and get the online form filled. As soon as this process is completed, your account will be linked to the pension scheme and the pension amount will be auto debited from the account every month. If you want, you can also apply on the official site of the scheme, maandhan.in.
Where does the money go in case of abandonment or death?
The biggest worry of people working in unorganized sectors is whether they will not get work, their income will stop or in case of death, their money will be lost. This question also comes in the minds of people that what will happen to the deposited amount if they want to exit the scheme? So let us tell you that any beneficiary can exit the scheme within 10 years of investment. In such a situation, the amount deposited by you will be transferred to the savings account along with interest.
- If due to any reason the beneficiary dies before the age of 60 years, then the spouse of the beneficiary can invest to continue the scheme and he will continue to receive the money as pension.
- If the investment was made in the scheme for 60 years and the beneficiary dies after taking the pension for a year or two, then the spouse will continue to receive 50% of the pension amount i.e. Rs 1500 as family pension.
Also read:-The train did not stop… and the parcel arrived! Such a stunt was done by risking life near a moving train, people got angry after watching the video!
The post Invest ₹ 55 in this great scheme, ₹ 3000 will keep coming every month; Without a government job, husband and wife will be able to get double benefits! appeared first on Latest.
Comments are closed.