- Worried about MDR charges or…?
- UPI breaks all old records!
- 1 lakh crores payment in one day
UPI Transactions : The use of digital payments is steadily increasing in India. Everyone uses PhonePay, Google Pay or other apps for all small and large payments, as it is very quick and convenient. This avoids the need for frequent visits to the ATM. This is why UPI transactions broke records in October 2026. This month, for the first time ever, almost Rs 1 lakh crore of transactions were transacted through UPI every day. But is it fear of MDR implementation or something else” (Transactions)
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This increase in the use of UPI is due to increased shopping during the festive season. Also, the increase comes as the government will soon levy MDR charges on UPI payments.
Big increase in transactions in October
According to data from National Payments Corporation of India NPCI, a total of 25.47 billion transactions, i.e. approximately 2,547 crore transactions, were made through UPI in October 2026. A total of Rs 31.53 lakh crore was transacted from these transactions. In October 2025, 20.7 billion transactions were made using UPI. This represents a 23% increase in the number of transactions in a year, while the total transaction amount increased by 16%.
How many transactions per day?
In October, approximately 822 million transactions were made through UPI every day. This is the highest number ever. This shows that, from small shops to large shopping malls and online shopping, people are now preferring digital payments.
Why are transactions increasing?
It is worth noting that there are many festivals like Navratri and Dussehra in the month of October. Apart from this, online shopping sales also started during this period, which led to a huge increase in purchases. During this period, the use of UPI for purchasing clothes, electronics, household goods and other goods increased. This led to an increase in the number of UPI payments, as well as the amount of transactions.
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