‘Majjach Madja’ of UPI Payment users, now you will get Rs 100 worth of goods for Rs 95 only, know more

• UPI is an integral part of our daily life
• Up to 5% cashback on payment in a specific mode
• You can get this way

Cashback on UPI Payment : In India, ‘Unified Payments Interface’ i.e. UPI has now become an integral part of our daily life. From buying vegetables to online shopping, UPI is being used almost everywhere. But did you know that you can get up to 5% cashback by paying in a certain way”text-align: justify;”> JioFinance blast on Akshaya Tritiya! You will get ‘so much’ gold on purchase of Digital Gold; See what’s on offer?

What should be done?

You only need to use a specific ‘Credit Card’ and a specific ‘App’ while paying through UPI. Moreover, in order to fully enjoy these benefits, there are certain terms and conditions that are very important to know.

You can get this way

Fintech platform ‘Kiwi’ and private sector lender ‘YES Bank’ have partnered to introduce ‘YES Bank Klick RuPay Credit Card’. The most unique aspect of this card is that you can connect this card to your ‘Kiwi’ app; So that you can use ‘Scan & Pay’ facility or make online payments and get huge ‘Cashback’ on every transaction. This cashback is credited in the form of ‘Kiwis’, which can then be converted into cash. You also have the option to transfer this cashback directly to your linked bank account. However, if you already have a credit card from YES Bank, you will not be eligible to apply for this new card. It is also important to note that if you link this card to ‘third-party apps’ like Paytm, PhonePe, Google Pay or Mobikwik to make UPI payments, you won’t get any cashback.

How to get 5% cashback?

If you are a ‘Standard User’, you get 1.5% cashback on ‘Scan & Pay’ UPI transactions. But if you opt for Kiwi’s ‘Neon Membership’, you can get up to 5% cashback on annual spend of up to ₹1.5 lakh. For this ‘Neon Membership’, you have to pay a fee of ₹999 plus GST.

Cashback structure for ‘Neon Membership’ holders

2% cashback on spending up to ₹49,999
On spending reaching ₹50,000: Total 3% cashback
On spending reaching ₹1,00,000: Total 4% cashback
On spending reaching ₹1,50,000: Total 5% cashback

Other major benefits of this card

Free Card: This credit card is going to be ‘free for life’. There is no joining fee to get this card, and no annual fee.
Airport Lounge Access: When you meet certain spending milestones (₹50,000, ₹1 lakh, ₹1.5 lakh), you get free access to domestic airport lounges up to three times a year.
Virtual Card: It is a completely digital card; This means that the card is available directly on your phone and no physical card is issued.
Savings on fuel: You get 1% discount on Fuel Surcharge.

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