Inoperative EPF Accounts: If you have changed jobs in the past and forgot to transfer or withdraw old company PF, this news is important for you. In the Rajya Sabha, Minister of State for Labor and Employment Shobha Karandlaje informed that a total of ₹9,330.56 crore has been deposited in non-dormant EPF accounts till 31 March 2026. The government has made it clear that there is no time limit for withdrawing money or pension from the EPS fund and the full amount is available on submission of the claim.

After the age of 58 years interest will stop

As per EPFO ​​rules, if no new contribution is credited to the account for 3 consecutive years after retirement, migration or death of the member, it is considered inactive. Money in such accounts earns interest only till the member reaches the age of 58 years. After completion of 58 years no interest is accrued on the deposit balance.

What to do about inactive accounts?

If your account is deactivated and you are still employed in the new company, funds should be transferred online or offline from the old PF account to the new account. Employees who have retired can withdraw their full amount as per EPFO ​​guidelines.

Online process of withdrawing PF amount at home

Retired or employees above 58 years of age can withdraw amount at home:
Log in to the EPFO ​​portal and go to the claim option (Form 31, 19, 10C and 10D) in the ‘Online Services’ section.
Verify by entering the bank account number linked to your UAN.
Select Form 19 and upload scanned copy of canceled check or passbook to withdraw full amount.
Submit the claim by entering the OTP on the Aadhaar linked mobile number.
After this process is completed, the amount is usually transferred to your bank account within 7 to 14 working days.