If you have any important work to do tomorrow like going to the bank branch to deposit cash, get a check cleared, open a new account or get a draft made, then this news is very important for you before leaving the house. According to the official bank holiday calendar released by the Reserve Bank of India (RBI), tomorrow on Friday, September 4, branches of government, private and rural banks will remain completely closed in many states and major cities of the country. This holiday has been declared on the auspicious occasion of the birth anniversary of Lord Krishna i.e. Shri Krishna Janmashtami. According to the official holiday list of RBI, yesterday on Friday, Uttar Pradesh (Lucknow, Kanpur), Bihar (Patna), Rajasthan (Jaipur), Gujarat (Ahmedabad), West Bengal (Kolkata), Telangana (Hyderabad), Tamil Nadu (Chennai), Kerala (Thiruvananthapuram, Kochi), Chhattisgarh (Raipur), Jharkhand (Ranchi), Himachal Pradesh (Shimla), Jammu, Odisha (Bhubaneswar), Mizoram (Aizawl) and Meghalaya. There will be a public holiday in bank branches in many major circles including (Shillong). All counters of banks located in these cities will remain closed and no physical transactions will be possible there. RBI rule: How holidays are decided under the Negotiable Instruments Act. The Reserve Bank of India decides the holidays in banks across the country under the 'Negotiable Instruments Act 1881'. The central bank's holiday list is divided into three categories: 'Holidays under Negotiable Instruments Act', 'Real Time Gross Settlement (RTGS) Holidays', and 'Bank Accounts Closing'. It is a rule of RBI that holidays are not the same in all states. Local holidays are decided for individual states and circles based on local traditions, regional festivals, birth anniversaries of great men of the state and election activities. This is the reason that tomorrow on September 4, while banks will remain closed on the occasion of Janmashtami in states like Uttar Pradesh, Bihar, Rajasthan and Gujarat, banks in some other selected cities of North-Eastern or South-Western states may remain open regularly. These digital services will remain operational even if the branches are closed: Customers will not face any problem. Despite the bank branches being locked, the daily and essential financial transactions of the customers will not be affected. Today, due to the modern banking system and digital infrastructure, most services are available 24 hours a day, seven days a week. If you need an immediate money transfer or transaction, you can use the following services without any interruption: ATMs & Cash Recycler Machines (ATM & CRM): All bank ATMs across the country will remain operational 24 hours as usual for cash withdrawals and cash deposits. Internet and Mobile Banking: You can check your account balance, make bill payments and complete investment related tasks at any time through the Bank's official mobile app and net banking portal. UPI Payments: Everyday purchases and instant fund transfers through Google Pay, PhonePe, Paytm, BHIM and other UPI apps will remain completely seamless. IMPS and NEFT: NEFT and IMPS transfers through digital mode will be available 24 hours a day, allowing you to send money instantly to any bank account. Customer Care and AI Chatbot: The bank's helpline services and digital customer support system will remain active to resolve technical issues of customers. However, tasks for which personal presence at the bank branch is mandatory—like physical clearance of large amount cheques, locker access, gold loan appraisal, DD generation or KYC updation—can be completed only on the next working day. Banks will remain closed for a total of 14 days in the month of September: See the complete holiday list. The month of September is full of festivals and special events. Many big festivals like Ganesh Chaturthi, Nuakhai, Karma Puja and Indrajatra are falling in this month. Apart from this, including the weekly holidays of second and fourth Saturday and Sunday, work in bank branches will be halted for a total of 14 days in September. The list of important bank holidays for September 2026 is as follows: September 4 (Friday): Shri Krishna Janmashtami / Krishna Jayanti (Banks closed in many circles like Lucknow, Patna, Jaipur, Ahmedabad, Chennai, Hyderabad, Kolkata etc.). 6 September (Sunday): Weekly holiday for all banks across the country. 11 September (Friday): Local elections/administrative holiday (banks closed in identified areas of Jaipur circle). 12 September (Saturday): Second Saturday of the month (all banks closed across the country) and Tirobhav Tithi of Srimanta Sankardev in Assam. September 13 (Sunday): Weekly holiday for all banks across the country. 14 September (Monday): Ganesh Chaturthi / Vinayak Chaturthi (Bank closed in Maharashtra, Gujarat, Karnataka, Odisha, Tamil Nadu, Telangana, Goa etc.). September 15 (Tuesday): Second day of Samvatsari / Nuakhai / Ganesh Chaturthi (holiday in Ahmedabad, Bhubaneswar, Panaji etc.). September 20 (Sunday): Weekly holiday for all banks across the country. September 21 (Monday): Srimanta Sankardev Janmotsav / Sree Narayana Guru Samadhi (Banks closed in Guwahati, Kochi, Thiruvananthapuram). September 22 (Tuesday): Karma Puja (banks closed in Ranchi Circle). 23 September (Wednesday): Birth anniversary of Maharaja Hari Singh Ji (Banks closed in Jammu and Srinagar circles). 25 September (Friday): Indrajatra (Holiday in Gangtok Circle). 26 September (Saturday): Fourth Saturday of the month (all banks closed across the country). September 27 (Sunday): Weekly holiday for all banks across the country. Important advice for customers: Plan keeping in mind weekends and holidays. Since tomorrow, September 4 (Friday), is a bank holiday in many states and immediately after that, there will be a weekly holiday on September 6 (Sunday), so plan your banking operations in advance to avoid long queues and delays. If you have any check to be deposited or any loan formalities to be completed, get it settled on the next working day on priority basis. Apart from this, during long holidays, there is often a shortage of cash in ATM machines (Cash Crunch), so it would be wise to keep some necessary cash with you in advance for emergency expenses.
