New Delhi. The central government has taken an important decision for those investing in small savings schemes. There has been no change in the interest rates of these schemes during the third quarter of the financial year 2026-27 i.e. October to December 2026. In such a situation, investors will get interest only at the rates of the previous quarter for the next three months.
Old rates will remain applicable from October 1
According to the government's decision, the same interest rates on small savings schemes will continue from October 1 to December 31, 2026, which were applicable during July to September 2026. That means, neither the interest rate will increase nor it will be cut during this period.
Small savings schemes are popular among people who want to save for the future by depositing money in a secure manner. The government reviews the interest rates of these schemes every three months.
What will be the impact on investors?
With this decision, new investors will get the benefit of only the interest rate of the previous quarter. At the same time, there will be no immediate change for those who have already invested and interest will continue to be received as per the rules of the respective scheme.
Now the next review will be in January 2027. At that time the government can decide to change the interest rates for the January to March quarter or maintain the existing rates.