New Delhi. The month of October has brought an important news for crores of people who want to secure their future through small savings. At present, the government has not made any change in the interest rates of small savings schemes. That is, those people whose money is invested in PPF, Sukanya Samriddhi Yojana, NSC or other savings schemes of the post office, they will continue to get interest as per the previous rate.
The Department of Economic Affairs of the Finance Ministry has released the new interest rates of these schemes for the period from October to December 2026. This time, instead of increasing or reducing the rates, the government has decided to maintain them at the current level.
Interest rate will not change for three months
This decision of the government will be effective from 1 October to 31 December 2026. This means that the interest received in small savings schemes during this period will remain the same as in the previous quarter. The biggest meaning of this for investors is that they will not have to face the situation of suddenly getting low interest. At the same time, those who invest new amount will also get returns as per the rates applicable during the same period.
How much interest on which scheme?
Sukanya Samriddhi Yojana: 8.2 percent
Senior Citizen Saving Scheme: 8.2 percent
National Savings Certificate (NSC): 7.7 percent
Kisan Vikas Patra (KVP): 7.5 percent
5 year post office time deposit: 7.5 percent
Post Office Monthly Income Scheme: 7.4 percent
Public Provident Fund (PPF): 7.1 percent
5 year post office RD: 6.7 percent
Based on these rates, investors will get interest in the quarters of October, November and December.