EPFO New Rule: EPFO’s gift! PF money will be available even on service of less than 1 year, know how to claim PF

By Samira Vishwas On Jul 6, 2026

PF Withdrawal New Update: People who have got a new job and due to some reason could not work for 1 year, often have a question in their mind whether they can withdraw the money deposited in their PF account or not. Let us tell you that according to the old guidelines of EPFO, PF money could not be withdrawn if one year of service was not completed, but after the implementation of the new rules, employees will be able to withdraw the deposited amount from their account.

PF Claim Under 1 Year Service: Employees’ Provident Fund Organization (EPFO) has recently issued a new notification for PF account holders. This order has been issued regarding withdrawal of money from PF account. Especially this rule can prove beneficial for those employees who have not completed even 1 year of their job and want to withdraw the deposited amount from their PF account.

People who have got a new job and due to some reason could not work for 1 year, often have a question in their mind whether they can withdraw the money deposited in their PF account or not. Let us tell you that according to the old guidelines of EPFO, PF money could not be withdrawn if one year of service was not completed, but after the implementation of the new rules, employees will be able to withdraw the deposited amount from their account.

When can you withdraw PF money?

If a person remains unemployed for 2 months (60 days) continuously after leaving the job, then he can withdraw the entire money deposited in his PF account. On the other hand, if he starts a new job immediately, he does not need to withdraw the money. His old PF account is continued by the new owner through the same UAN number.

Can I withdraw the entire amount?

If an employee remains unemployed after leaving the job, he can withdraw the deposited amount from his PF account, but the rules of provident fund and pension are different. People whose total employment has been less than 10 years can withdraw their full pension amount along with PF. On the other hand, if someone has worked for 10 years or more, then he will not be able to withdraw the pension money midway. It will be safe and he will get it as pension every month after he turns 58 years of age.

Read this also-Big update of EPFO! You will be able to withdraw PF money from ATM from July 15, interest will also be available soon

How to make PF claim online?

First of all open your account on EPFO’s member website.
After this, go to ‘Online Services’ in the menu and click on the claim form (Form-31, 19 and 10C).
Now verify it by entering your correct bank account number.
Choose the right option to withdraw money as per your need.
After submitting the form, EPFO officials will check the documents and information given by you.
If the documents are found correct, your PF money will be transferred directly to your bank account.