Case of alleged fraud in Sector Pi branch of Greater Noida of Punjab National Bank (PNB) Is continuously getting bigger. The bank has informed that about Rs 7 crore has been returned to 15 customers affected by this matter. According to the bank, based on the irregularities revealed so far, the total suspicious amount has been estimated to be around Rs 25 crore. However, investigation into the remaining cases is still ongoing. The bank has assured the affected customers that the outstanding amount will also be returned after the completion of the investigation.
In this matter, a big difference has come to light between the initial complaints and the estimates now made by the bank. Central Bureau of Investigation (CBI) Initially the FIR mentioned alleged financial irregularities of about Rs 11 crore. This complaint came from 16 customers, but upon further investigation by the bank, the suspicious amount increased to around Rs 25 crore.
It is alleged that a female employee of the bank transferred money from customers' accounts without permission by using the login ID and password of other officers.
10 big points of PNB fraud case
- Nearly Rs 7 crore returned to 15 customers: PNB said that around Rs 7 crore has been paid to 15 customers affected by the alleged fraud in Sector Pi branch. The investigation into the cases of the remaining customers is ongoing. After completion of the investigation, their outstanding amount will also be returned.
- Total suspected amount around Rs 25 crore: According to the latest assessment of the bank, the total suspicious amount in this case has reached around Rs 25 crore. This is much more than the initial estimate. However, this amount is the bank's estimate revealed during the investigation, not the amount of fraud finally proven.
- First mention of Rs 11 crore in CBI FIR: In this case, CBI had initially registered an FIR regarding alleged financial irregularities of about Rs 11 crore. This matter came to light on the basis of complaints from 16 customers. Now, as per the bank investigation, the suspicious amount has increased to around Rs 25 crore.
- Female employee accused of using login of other officers: According to the CBI FIR, the bank's female employee Deepanshi is accused of using the user ID and password of other officers. Through these login details, money was allegedly transferred from the customers' accounts without their permission.
- The alleged game continued for about three years: According to preliminary investigation, this alleged fraud continued for about three years. It is alleged that the amount withdrawn from the customers' accounts was transferred through many different bank accounts. After this, the issue of withdrawing money or sending it to other accounts has come to light.
- Case opened with customer who came to update passbook: This whole matter came to light when a customer named Sangeeta along with her family came to the Sector Pi branch to get her passbook updated. In the passbook, he saw three transactions dated September 16, which he had not given permission for. After this he asked for information from the bank.
- Transaction documents and vouchers not found: After the customer's complaint, the bank started an internal investigation. During this period, documents and vouchers related to those transactions were reportedly not found in the bank. This deepened suspicion about the transactions and the bank started a detailed investigation into the activities of the accounts.
- Allegation of using login details of six officers: In the complaint given to CBI, the bank alleged that Deepanshi made unauthorized transactions through the core banking system using the login details of six other officers. The bank claims that customers' accounts were compromised through these login credentials.
- Allegations of destroying vouchers and tampering with mobile alerts: It has also been alleged in the bank's complaint that the vouchers for some transactions were destroyed. Apart from this, initial investigation also revealed that mobile alerts related to the accounts of some customers were turned off or changes were made. This could have caused delay in getting information about unauthorized transactions to the customers.
- Possibility of irregularities in fixed deposits also: Suspicious transactions related to Fixed Deposit i.e. FD were also revealed in the preliminary investigation of the bank. It is alleged that in some cases other people were made joint holders in the FD. After this, some deposits were closed prematurely by changing the account information and the money was transferred to the accounts linked to the suspects.
What happened in the Kisan Mahapanchayat on PNB scam case?
Let us tell you that farmers have been sitting on strike for 9 days in the PNB scam case. Today there was a call for lockout in the Mahapanchayat of the farmers organization. A large number of police forces were present on the spot during the Mahapanchayat. In the Mahapanchayat, the police officers explained to the farmers and got the farmers organization talking to the bank employees. The bank employees assured that soon the money would be sent to everyone's account. Till now the amount has been transferred to the accounts of 15-20 account holders. The account will be unfrozen soon. The bank employees assured that the money would be returned to everyone's account within 3 days. At the same time, the farmers have warned that if everyone's money is not returned then the farmers will sit on strike again on the fourth day.