EPFO has been kind! Interest money deposited in the accounts of 34 crore customers, has it reached your account or not? Check this way

By Sandy Verma On Jul 24, 2026

If you are employed and a member of Employees Provident Fund Association, there is good news for you. EPFO has already started depositing 8.25 percent interest in crore accounts for the financial year 2025-26. According to the association, the interest amount has been updated in the accounts of around 34 crore members. With this, members can now see the new balance in their EPF account. If you haven’t checked your balance yet, there are some simple ways to get this information at home.

8.25 percent interest will increase your savings

EPF is one of the safest savings schemes for employed people. In this, the employee contributes 12 percent of his basic salary and the company contributes the same amount. EPFO pays interest every year on this deposited amount. For example, if you have Rs 1 lakh deposited in your account, then Rs 8,250 will be deposited in your account at 8.25% interest.

How to Check PF Balance at Home

Passbook Lite

Go to EPFO Member Passbook Portal. Then log-in by entering your 12 digit UAN, password and captcha. Now enter the OTP received on the mobile. After this go to View section and click on Passbook Lite and see your updated balance.

Information will also be available through missed call and SMS

If your mobile number is linked with UAN, make a missed call on 011-22901406. PF balance message will be received on your mobile in no time. To get information via SMS send EPFOHO UAN GUJ (for information in Gujarati) or HIN to 7738299899 from registered mobile number.

You can also check from UMANG app

Download UMANG app and log-in with mobile number. Then go to Service Directory and select EPFO. Here you can easily check your balance through UAN and OTP by clicking on View Passbook option.

What will be the loss if the interest is delayed?

Many people have a question in their minds that if the interest is late in the account, will there be any loss? EPFO says that is not the case at all. Interest is calculated on the running balance of every month as per EPF Scheme 1952 rules. Therefore, even if the interest credit is delayed, there is no financial loss to the members. The full amount of interest is credited to their account.